Welcome to Ruhl Investment Group. By accessing our website or using our services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.
Acceptance of Terms
By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with these terms, please do not use our website or services.
Use of Our Services
Ruhl Investment Group provides investment management and financial planning services. Our services are intended for informational and advisory purposes. You acknowledge that:
- Investment decisions involve risk, including the potential loss of principal
- Past performance does not guarantee future results
- You should carefully consider your financial situation and consult with us before making investment decisions
- We do not guarantee any specific investment returns or outcomes
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Ruhl Investment Group, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at dustin@ruhl-investment-group.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Website Use
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the website in any way that violates any applicable federal, state, or local law
- Attempt to gain unauthorized access to any portion of the website or any systems or networks
- Interfere with or disrupt the website or servers or networks connected to the website
- Use any automated system to access the website in a manner that sends more requests than a human can reasonably produce
Intellectual Property
The content on our website, including text, graphics, logos, images, and software, is the property of Ruhl Investment Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that:
- The website will be available at all times or free from errors
- Defects will be corrected
- The website or servers are free from viruses or other harmful components
Limitation of Liability
To the fullest extent permitted by law, Ruhl Investment Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use or inability to use our website or services
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of transmission to or from our website
- Any bugs, viruses, or other harmful code that may be transmitted through our website
Investment Risk Disclosure
All investments involve risk, including the potential loss of principal. The value of investments and the income from them can go down as well as up. You may not get back the amount originally invested. Past performance is not indicative of future results.
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. We encourage you to carefully consider your investment objectives, risk tolerance, and financial situation before making any investment decisions.
Privacy and Data Protection
Your use of our website and services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Ruhl Investment Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and privacy policies of any third-party websites you visit.
Indemnification
You agree to indemnify, defend, and hold harmless Ruhl Investment Group, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our website or services, or your violation of these Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Indiana, and you consent to the jurisdiction of such courts.
Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ruhl Investment Group regarding your use of our website and services, and supersede any prior agreements or understandings.
Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Ruhl Investment Group
9940 Allisonville Rd
Fishers, IN 46038
Email: dustin@ruhl-investment-group.com